Last Updated: August 2026
Not an Official Government Resource
SBA Fund Guide (sbafundguide.com) is a privately owned and operated independent educational website. We are not affiliated with, endorsed by, or connected to the U.S. Small Business Administration (SBA) or any other United States government agency.
Not Financial Advice
The calculators, Readiness Score™, and all written content on this website are for educational and informational purposes only. They do not constitute financial, legal, tax, or investment advice. You should always consult with a licensed financial advisor, CPA, or an SBA-approved lending institution before making any financial or borrowing decisions.
Accuracy of Calculators
Our calculators and algorithms (including the Readiness Score) are built using published SBA Standard Operating Procedures (SOPs) and general lender consensus data. However, lending criteria vary widely between individual banks, credit unions, and non-bank lenders. The results generated by our tools are estimates only. Achieving a high Readiness Score on our site does not guarantee that you will be approved for a loan. Conversely, a low score does not mean you will definitely be denied.
Interest rates, SBA guarantee fees, and maximum loan amounts change frequently. While we strive to keep our tools updated, we cannot guarantee the complete accuracy of the output.
No Lending Relationship
SBA Fund Guide is not a direct lender, mortgage broker, or loan originator. We do not underwrite loans, make credit decisions, or issue term sheets.